Our Commercial Loan Department offers a wide selection of loans to help business customers with their financing needs. Business loans of all types are available at competitive rates and terms.
Construction Expansion Letters of Credit Major Purchases Refinancing
Development Loans Equipment Operating Capital Real Estate
To start your loan process, you'll need:
Completed loan application signed by all borrowers Complete personal and corporate tax return for previous three (3) years Current corporate financial statement Current personal financial statement Driver’s License and Social Security card
Before you begin the process of building your new home or business, include 1st National Bank in your plans. Talk to our loan officers first to find out how 1st National Bank can finance the cost of construction for you. Plus, find out about other options of financing, like the possibility of converting that same construction loan to a long-term mortgage.
Overdraft Protection
If you’re concerned that “bounced” checks may affect your credit rating, consider our Overdraft Protection Plan. It is a line of credit that provides a secondary source of funds to cover your checks and it costs you nothing until you actually have to use it.
Construction 
Completed loan application signed by all borrowers